Why Choose a Broker?
Why use a Mortgage Broker?
Using a mortgage broker like Fowler Mortgage Group has several advantages over working directly with a lender or bank. Brokers have access to a wide range of loan options from multiple lenders, including banks and credit unions, which allows them to find the best loan program for your needs.
Additionally, brokers can save you time and effort by managing the documentation process and ensuring everything is properly submitted. They have the ability to negotiate with lenders, potentially securing better interest rates and lower costs.
Moreover, brokers can provide personalized guidance and advice throughout the mortgage application process. Lenders and banks often have overlays on their loan programs, while brokers can offer more flexibility and tailored solutions.
Ultimately, while working directly with a lender can be an option, using a mortgage broker can provide you with access to a wider range of loan options, potentially save you time and money, and provide you with personalized guidance throughout the process. Their expertise and resources can help ensure that you make an informed decision and find a mortgage that meets your specific needs and financial goals.
Loan Programs
Owner Occupied
Owner Occupied
Owner Occupied
Whether your a first time buyer or a seasoned homeowner, we have the home loans to meet your needs.
Purchase, Refinance, or Cash out
Conventional Loans
FHA, VA & USDA Loans
Down Payment Assistance Programs
High Balance & Jumbo Loans
Non-Owner DSCR
Owner Occupied
Owner Occupied
For investors that want limited documentation and fast closings.
Rental survey to qualify
No Income documentation
No Tax returns
1-8 Residential Units
Construction Loans
Owner Occupied
Construction Loans
Loans for ground up construction, whether you have the land yet or not.
Finance land and building costs
Stick built or Manufactured
Government programs available
Owner builder programs
Conventional or Jumbo
Bank Statement
Specialized Lending
Construction Loans
Great for self employed business owners.
Purchase or Refinance
12 or 24 Month programs
Business or Personal Statements
Up to 90% Loan to Value
Reverse Mortgages
Specialized Lending
Specialized Lending
Loans for those who are 62 years of age and older.
Home Equity Conversion Mortgage
HECM Refinance
HECM for purchase
1-4 Unit Owner Occupied
Specialized Lending
Specialized Lending
Specialized Lending
Many other loan programs available for specific solutions.
Commercial Loans
1099 and P&L Loans
Hard Money Loans
ITIN &Foreign Nationals
& More
About me
Tyler Fowler
Tyler Fowler is a seasoned professional with over 25 years of experience in the lending industry. Throughout his career, he has worked with prominent institutions such as banks, credit unions, direct lenders, and now has ventured into owning his own brokerage. Tyler's extensive knowledge and expertise in the field have enabled him to provide valuable financial solutions to his clients over the years.
Outside of his professional life, Tyler is a dedicated family man. He is happily married and has two grown sons. In addition to his passion for finance, Tyler has also had a significant impact in the sporting community. For 15 years, he devoted his time to coaching baseball, shaping the lives of young athletes.
Tyler and his wife currently reside in the beautiful Lake County, CA. He finds great joy in being an active contributor to his community, exploring opportunities to engage and give back. During his time off, Tyler indulges in his love for the outdoors. Hiking, swimming, and enjoying the natural beauty of his surroundings are just a few of the ways he embraces and appreciates his leisure days.
